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Knowledge Base5 min read
How Bundling Saves You 20% or More
Tek Dhakal
Dec 05, 2025
The math behind bundling is simple, but the savings are profound. See how multi-policy discounts work.
Bundling is the gold standard of insurance savings. By combining your home and auto policies with the same carrier, you unlock "multi-policy" discounts that are typically unavailable otherwise.
### The Benefits of One Roof
- **Immediate Savings**: Most carriers offer 15-25% off both premiums when bundled.
- **Single Deductible**: Some modern policies allow for a "single event" deductible. If a storm damages both your car and your house, you only pay one deductible.
- **Administrative Ease**: One bill, one renewal date, and one point of contact for service.
While bundling is usually the best financial move, it's still important to shop around. Some niche carriers for high-value homes might still be more competitive even without a bundle. We analyze both options for every client at Annapurna.
"Insurance is not about what you save today, but what you protect for tomorrow. A well-structured policy is a foundation for peace of mind."
— Tek Dhakal, Principal Agent
#Insurance#Liability#Protection#Annapurna